The Arizona Health Insurance Cost Containment System

There are a lot of people in the United States of America who are suffering and struggling real hard looking for a suitable healthcare insurance plan in the market out there, thanks to the global economic slowdown. This is one of the potential reasons why a lot of them are actually turning to the Arizona State Resources in order to help themselves obtain the accurate advantages and entitlements that they are looking for and are in need of.

In such situations one of the most common Arizona Health Insurance Programs that have gained a lot of popularity is the AHCCCS. This unique program provides individuals (who meet the necessary standards) with a series of extensively beneficial advantages.

The AHCCCS or the Arizona Health Care Cost Containment System basically aims at providing the individuals with some really good and quality care. The program extends the benefits and advantages to women, children, women and children, people with particular disabilities and the senior citizens who are more than 65 years of age. The best part is this program offers assistance to many of the small businesses as well.

Some of the distinct programs that are contained within the Arizona Health Care Cost Containment System are as follows,

The Arizona Kids Care Program: This particular program, as the very name suggests, provides healthcare offers and benefits to children who are qualified under certain clauses. This program covers all the visits of and services provided by the doctors and other medical professionals, hospital services and visits by the specialists, prescription, prescription drugs and surgeries, laboratory bills, behavioral health acre therapy, etc. All this makes it an all inclusive and truly effective Arizona Health Insurance scheme for the children in the state.

The Community Health Centers: The state of Arizona provides primary medical care to all those individuals who do not qualify for any of the insurance programs and all those who are not insured at all. It also provides medical care for all those individuals who have a very low income. This medical aid is made available through the numerous Arizona Community Centers. Some of the common healthcare programs that are offered at the Arizona Community Health Centers include,

Internal Medicine
Behavioral counseling
Health promotion
Disease prevention
Diagnosis and treatment of acute diseases and conditions
Patient education

Arizona Department of Insurance: Also included in the Arizona Health Care Cost Containment System is the Arizona Department of Insurance. This is a department that is supposed to provide interested and aptly qualified individuals with relevant information that focus on health insurance and a lot of other variant information in regard to the factor of insurance. This information is made available to all those qualified individuals who reside within the state of Arizona. Furthermore, the insurance program is also responsible for providing the necessary guidance to the interested candidates who are trying to find out the accurate resources from where they can purchase a suitable Arizona Health Insurance Coverage.

Why Most Private Provider Behavioral Health Organizations (PPBHO) Fail 2: Don’t Network!

This is the second article in the series, Why Most Private Provider Behavioral Health Organizations (PPBHO) Fail. Although this series is dedicated as a resource for PPBHO to promote success in a changing and challenging industry, many of the principles can be applied to any business, organization or individual. I encourage you to assess your organization honestly, complete the action items after each topic. So let’s get started with the second reason PPBHO fail. They don’t network.

Networking is a key element in any business. It provides an opportunity to meet and develop relationships with people who may add value, exchange ideas, become your champion or buy your product. This is networking at its finest, developing relationships with the hope of exchanging or purchasing goods and/or services. Most PPBHO don’t network because it takes time away from the clinic, they can’t bill for it, they don’t know where to start or don’t see the value in networking beyond their peers in the behavioral health industry.

Networking with decision making stakeholders, behavioral health advocates, legislators, colleges, community groups, private corporations, healthcare providers, and federal partners create a diverse resource pool which establishes a variety of growth opportunities for all parties involved. PPBHO must change their view about networking and get some “skin in the game”. Networking takes skill, time and must be done effectively. Networking is not about your sales and marketing pitch or the “what’s in it for me approach (i.e. funding, referrals, etc.)” it is about offering, providing and building a win-win relationship. Many PPBHOs are often looking at what they can get instead of thinking about how they can offer assistance/support/guidance.

Margo Geller, LCSW discusses this concept in her book, The Love Club: A New Approach to Business Networking. Geller states, when connecting, don’t be overly focused on your pitch, but on making a connection. Remember, networking is about building mutually beneficial relationships and truly understanding how you can help people [regardless of the industry]. As Margo says, “Potential Ideal Clients and Referral Sources don’t feel the love through a sales pitch.”

It is only through these types of relationships, partnerships and collaborations will PPBHO survive ongoing state and federal changes, Managed Care, the Affordable Care Act (also known as Obama Care) or understanding the Patient-Centered Medical Home model, which is already underway. As healthcare continues to evolve, PPBHO that survive are going to be the ones who make a committed effort to network and develop sustainable relationships which in turn leads to sustainable programs, referrals and income. ACTION ITEMS: Will my program survive pending state and federal changes? Do I need to increase the diversity of my business circle? Make a list of people/organizations/industries to connect. Make a commitment to develop and implement a networking plan and watch your PPBHO skyrocket to the next level.

Aetna Health Insurance – Get Straight Facts

Aetna Health Insurance Company started its operation since 1850. They are dedicated in helping individuals achieved security in terms of health and financial. Aetna provides its members useful information to help them decide which insurance works for them. They provide insurance for employers around 50 states of America. Aetna’s customers are mostly employers, individuals, students, and hourly or part-time workers. Their products and services include medical, dental, vision, disability, pharmacy, life, student, pet and behavioral health.

Aetna Health Insurance gives affordable coverage. From their wide range of services available, for sure there is one that’s right for you. Aetna will even help you to choose a plan that’s best for you. You will get help in accessing whatever care you need. Whatever the situation maybe, you will be assured that Aetna will provide you the help that you need in order to live a healthier life and in getting the most of your health dollars. You can even cover your pet in their Pet Insurance. Like any of your family members, animals also have health needs. It will let you manage your cost in treating your pet’s injuries and illnesses. Included in pet insurance policies are lab test, surgery and visit to a licensed veterinarian and specialists.

Aetna Health Insurance has a symbol of AET at NY Stock Exchange. They have over 19 million members for medical, 14 million members for dental and 11 million pharmacy members. At present they have more than 920,000 health care professional, 528,000 doctors and specialist and 5,112 hospitals. They have been recognized worldwide and have been named by Fortune magazine as the Most Admired Company for Health Care. Some other awards they have received are: 2008 CRO’s 100 Best Corporate Citizens, 2008 Health Literacy Awards, first in Payer View Rankings 2008, 2007 Behavioral Health Awards, Corporate Leadership Award, 2006 Innovation Award, 2004 HERA Award and more.

Does PTSD Make You Fat? How Post Tramatic Stress Affects Physical Health

People who suffer serious mental illnesses (like PTSD) live shorter lives than the general population. According to The Journal of Clinical Psychology (2007;68[suppl 4]:26-33), they lose from 13 to over 20 years of life compared to mentally healthy people. Many factors contribute to reduced life expectancies for people with diseases like PTSD, anxiety and panic disorders.

One major problem is the multiple barriers that make it difficult for people with serious mental illness to get good quality health care. Many are unable to acquire and hold regular, full-time employment so, unless they can qualify as a dependent of a spouse or parent with medical insurance, they must depend on public assistance medical programs or pay cash (lots of it).

Then there’s also the problem that, compared with the average American, people with serious mental illness are more likely to engage in unhealthy lifestyle practices.

–    Mentally ill people often fail to get regular physical exercise,

–    engage in poor eating habits (including overeating), and

–    are more likely to be smokers and use/abuse other controlled substances (including alcohol).

–    They often have irregular sleeping habits that lead to inadequate sleep.

–    And many fail to schedule or show up for appointments with their health care practitioners.

These unhealthy behaviors, combined with the side-effects from the antipsychotic medications many take, increase their risk for cardiac and metabolic diseases.

People with serious mental illness are considered an at-risk population, with elevated medical morbidity (illnesses) and mortality (death) rates, mainly due to cardiovascular disease and, increasingly, complications of diabetes.

Because of these factors, their therapy must include assessment of medical risk factors, starting from their initial psychiatric evaluation. Prior to initiating antipsychotic therapy, the therapist should explain the risks of medications and alternative treatments, add preventive strategies and physical evaluation and ongoing monitoring.

Since even mentally healthy people eat for reasons other than hunger, it’s no surprise that people suffering from anxiety, panic and stress eat more than their bodies require and eat high fat and sugary “junk” foods. Using food as a means of self-medicating, they’re just trying to feel better!

And it’s a vicious cycle. Deteriorating physical health contributes to poor self-image and feelings of isolation. And we all know, the less you exercise, the less you want to be physically active. It gets easier and easier to sit, alone, in front of the T.V. with your chips and soda instead of going out to take a walk or visit friends.

Therapy models that assist people with stress and anxiety disorders in making informed decisions about healthier lifestyle behaviors, including tobacco use, alcohol use and excess weight are evolving. The challenge is how to integrate them into routine behavioral health care.

Patients must be educated and motivated to participate in their own recovery. The stress reliving benefits of regular exercise and weight control are overwhelming. In addition, the cost of preventatives like walking shoes and gym memberships are minuscule compared to the costs of medical intervention to treat the symptoms. Check with your doctor but if they don’t support you, find one who will help you get fit physically and mentally.

The growing problems of premature death and chronic physical illness, like diabetes and obesity,  calls for all health care providers, both mental and physical, to work with patients who suffer from stress, anxiety and other mental illnesses in a more integrated way.

I”s up to the therapist, the patients and their families to demand a holistic approach to bridge the existing gap between mental and physical health that improves and saves lives. But right now, get up and take a walk, go for a bike ride or participate in a yoga class! Whatever you can do to get up and moving will help ward off the mental affects of stress, anxiety and even PTSD and the physical problems of obesity.

Alcohol Detox and Behavioral Health Rehab Treatment

You are ready to get detox help for your alcohol abuse. Once you have successfully completed your alcohol detox, you must decide which alcohol rehab program you will attend to help you in recovery. There are many different options available to you from traditional methods to alternative and holistic approaches. Cognitive behavioral education (CBE) is one of the alternatives.

What Is CBE?

CBE teaches that you have a choice in your behavior and recognizes that you are in control of your choices and decisions. You have the power to reconsider your behaviors and habits, especially those that are linked to your substance abuse. It does not judge, label or manipulate the individual into thinking a certain way or accepting traditions, but rather teaches skills that will allow you to address your alcohol use and be able to move past your problems, circumstances and situations permanently.

How Does CBE Work?

Cognitive behavioral education teaches individuals to take responsibility for their choices and to recognize and change behaviors by using self assessment and re-evaluation, as well as recognize other issues that go along with their substance abuse. These techniques help to improve self control by considering positive and negative outcomes of their addiction and it also teaches individuals to self evaluate to be aware of the triggers and identify the situations that lead to their alcohol use and to develop plans for coping with and avoiding the situations.

According to the teachings of cognitive behavioral education, there is no absolute cause for your drinking, only the reasons that you give for doing it. You have the power to control the reason and not to allow it to control you and lead you to alcohol use.

The fact is that stress is a part of life, but stress does not force you to excessive alcohol abuse. Using alcohol is a choice that you make, but you can make a different choice. By re-evaluating your motivations, actions, thoughts, goals and choices, you can develop proactive habits and behaviors that are productive, positive and purposeful.

How Cognitive Behavioral Education Differs from Other Programs

Cognitive behavioral education believes that change begins with the thought that you must change. That thought turns into a plan for change, then actions to support change, to the development of habits and behaviors that in fact support change. Where other rehab programs teach that individuals need lifelong treatment and encourages the belief that you are incapable of change because you have an incurable genetic disease; CBE takes the opposite stand, believing that you are not diseased.

Alcohol abuse is a choice that has been reinforced by your habits and behaviors. You have the power to make a different choice: to not use alcohol. Once you have made the decision to stay alcohol free, and you establish new habits and behaviors to support your decision; you will break the cycle of alcohol abuse in your life and you will be free.